Business Funding
Access capital to grow your established business.
Term loans, lines of credit, SBA options. We look at your full picture and find the right fit so you can invest, hire, or expand with real confidence.
Your options
How it works
Our business funding solutions give established businesses the capital they need to grow, expand, or manage cash flow. We offer a range of options tailored to your business, with competitive rates and flexible terms.
Term loans
Fixed-term loans with predictable monthly payments, ideal for major investments or expansion projects.
Lines of credit
Flexible credit lines you can draw from as needed, useful for managing cash flow or unexpected expenses.
SBA loans
Government-backed loans with favorable terms and lower down payments for qualifying small businesses.
Equipment financing
Loans specifically for purchasing equipment, using the equipment itself as collateral.
Invoice factoring
Convert outstanding invoices into immediate cash by selling them to a funding provider.
Merchant cash advances
Funding based on future credit card sales, with repayments tied to daily or weekly revenue.
Up to $5 million
For established businesses
Starting at $10,000
For newer businesses
The process
What we will do together
Apply
Submit your business details and financial information for a quick review.
Get startedReview
We analyze your business profile and present funding options tailored to your needs.
Receive
Once approved, receive funds quickly to fuel your growth and hit your goals.
Eligibility
Who we can help
- 6+ monthsTime in business
Preferred, but we have options for startups.
- $10,000+Monthly revenue
For the widest range of funding options.
Next steps
Where would you like to start?
Schedule a consultation
Speak with a business funding specialist to explore your options and get advice for your situation.
Let's talk
Questions
Frequently asked questions
What types of businesses do you fund?
We provide funding for a wide range of businesses across virtually all industries. Whether you run a restaurant, retail store, professional service firm, construction company, healthcare practice, or online business, we have options designed for your industry. Our lending network lets us consider businesses that traditional banks might decline.
How much funding can my business qualify for?
Funding amounts range from $10,000 to $5 million, depending on time in business, monthly revenue, credit profile, and industry. Established businesses with strong financials typically qualify for higher amounts, while newer businesses may start lower and increase over time as the business grows.
How quickly can I get funding?
Timeframes vary by funding type. Some options like merchant cash advances can fund within 24 to 48 hours, while lines of credit typically fund within 3 to 5 business days. Traditional term loans and SBA loans may take 1 to 3 weeks. During your consultation we will recommend solutions that fit your timeline.
What documentation will I need to apply?
It varies by funding type and amount, but typically includes 3 to 6 months of business bank statements, business tax returns for the past 1 to 2 years, profit and loss statements, balance sheets, and business licenses or registrations. Larger requests and SBA loans may need more. Our team will tell you exactly what is needed for your situation.
Do I need good credit to qualify for business funding?
Good credit opens more options with better terms, but we have solutions across a range of credit profiles. For owners with FICO scores below 600 we typically focus on revenue-based options that weigh business performance more heavily than personal credit. We also offer credit repair to help improve your profile for future funding.
What are the interest rates and terms?
Rates and terms vary by funding type, your business profile, and market conditions. Term loans typically range from 5 to 30 percent APR with 1 to 5 year terms. Lines of credit might range from 8 to 24 percent APR. Revenue-based options such as merchant cash advances use factor rates rather than interest rates, typically 1.1 to 1.5. We will lay out every cost before you proceed.
Ready to grow? Let's build your funding plan.
Tell us where your business is headed and we will map the options that fit.