REAL ESTATE FUNDING

We provide funding solutions for a wide range of real estate properties, including single-family homes, multi-family units (duplexes, triplexes, apartment buildings), commercial properties (retail, office, industrial), mixed-use developments, and land for development. Our flexible programs accommodate various investment strategies, from fix-and-flip projects to long-term rental portfolio expansion and commercial real estate acquisition.

Our loan terms and interest rates vary based on several factors, including property type, loan purpose, loan-to-value ratio, credit profile, and investment experience. For fix-and-flip projects, we offer short-term loans (6-24 months) with competitive rates. For rental properties, we provide longer-term options (5-30 years) with both fixed and adjustable rate structures. Commercial property loans typically range from 5-25 years. During your consultation, we'll provide specific terms based on your unique situation and property details.

Our streamlined process allows for funding timelines significantly faster than traditional banks. For experienced investors with complete documentation, we can close some loans in as little as 7-14 days. More complex commercial transactions typically take 3-4 weeks. The exact timeline depends on property type, loan complexity, and how quickly you can provide required documentation. We offer pre-approval options to strengthen your position when making offers on properties.

Required documentation varies by loan type, but typically includes: property details (purchase agreement, photos, renovation budget for fix-and-flip), personal financial information (tax returns, bank statements, credit history), business documentation for entity borrowers, and property performance data for existing investments. For commercial properties, we'll also need rent rolls, operating statements, and property condition reports. Our team will provide a specific checklist based on your loan type during the initial consultation.

Yes, we work with investors at all experience levels, including first-time real estate investors. For those new to real estate investing, we provide additional guidance throughout the process, helping you understand financing options, investment strategies, and potential pitfalls. While some loan programs may require previous experience, we have specific options designed for first-time investors with strong financial profiles. We can also connect you with resources and partners to strengthen your investment approach.

Unlike traditional banks, we offer greater flexibility, faster approvals, and more creative financing structures tailored to real estate investors. We consider the property's potential and value rather than focusing solely on personal income. Our process is streamlined for investors, with fewer restrictions on property condition and project scope. We can fund properties that banks typically avoid, such as distressed properties or those requiring significant renovation. Additionally, we provide value beyond just financing through our network of real estate professionals, market insights, and investment strategy guidance.