Real Estate Funding
Financing for real estate investors.
We connect investors at every level with lenders for fix-and-flip, rental, DSCR, and bridge financing, so you can act promptly when a property is under contract.
Financing by Property and Strategy
We finance a range of property types and investment strategies, from a first rental to a growing portfolio. An advisor with experience in your type of deal guides each transaction.
Fix and flip
Short-term financing for purchase and renovation, sized to the after-repair value.
Rental properties
Long-term financing for buy-and-hold investors.
Commercial real estate
Financing for multi-family, retail, office, industrial, and mixed-use properties.
New construction
Ground-up construction loans, with draws released at completion milestones.
Portfolio loans
Several properties financed under a single loan, for experienced investors.
$50K to $5M
Residential properties
$250K to $50M+
Commercial properties
How the Process Works
Strategy
We review your goals, current portfolio, and financial position, then set a funding strategy.
Get StartedStructure
We structure the financing around the property type, your strategy, and your timeline.
Fund
We place the loan with a suitable lender and manage the process through closing.
Who Qualifies
- 600+Credit score
For most programs.
- All levelsExperience
From first-time buyers to seasoned investors.
- BroadProperty types
Residential, commercial, and land.
Choose How to Begin
Schedule a Strategy Session
Review your investment plans with a real estate funding advisor.
Schedule a Call
Reviews from Our Clients
“Communication outstanding,they move with urgency and are as informative as it gets. Call them up!!”
“Delivered as advertised and promised”
“The people at TruFinCo were very knowledgeable, responsive, and easy to work with. The process went smoothly and they helped us receive more funding than we had initially expected. Thank you TruFinCo!”
Frequently Asked Questions
What types of real estate properties do you finance?
Single-family homes, multi-family properties from duplexes to apartment buildings, retail, office, and industrial property, mixed-use developments, and land. Our programs cover fix-and-flip, long-term rentals, and commercial acquisitions.
What are your loan terms and interest rates?
They depend on property type, loan purpose, loan-to-value ratio, credit profile, and experience. Fix-and-flip loans typically run 6 to 24 months. Rental loans run 5 to 30 years, fixed or adjustable. Commercial loans typically run 5 to 25 years. Lenders quote specific terms once the deal is reviewed.
How quickly can financing close on a real estate investment?
Generally faster than a traditional bank. For experienced investors with complete documentation, some loans close in 7 to 14 days. Complex commercial transactions typically take 3 to 4 weeks. Pre-approval is available so your offer carries more weight.
What documentation do I need to apply?
Typically the purchase agreement, property photos, and a renovation budget for a flip, along with tax returns, bank statements, and credit history. Entity borrowers also provide business documents, and commercial properties require rent rolls, operating statements, and condition reports. We will send a checklist for your loan type.
Do you work with first-time real estate investors?
Yes. With new investors we spend more time on financing options, strategy, and common mistakes. Some programs require prior experience, but others are available to first-time investors with strong financial profiles.
How is this different from a traditional bank?
We weigh the property and its potential rather than personal income alone, and we generally close faster. We also finance properties banks often decline, including distressed properties and those needing significant renovation.
Discuss a Property with an Advisor
Share the details of the property, and we will propose a financing structure.