TESTIMONIALS

Joey Pedroza, San Diego

Joey Pedroza, a software developer from San Diego, decided to diversify his income in 2022 by returning to the real estate market after having avoided the sector since the 2008 crisis.
Using the BRRRR method (buy, rehab, rent, refinance, repeat), Pedroza acquired several properties but faced difficulties obtaining financing from banks for distressed properties. After discovering Sara Weldon’s videos on TikTok, he became interested in using business credit thru capital stacking instead of personal credit for his real estate investments, and was approved for $150,000 in credit, allowing him to make down payments on four houses instead of one.

With this credit and the help of bridge loans from Trufinco, Pedroza was able to finance the mortgages and the necessary renovations to rent out the properties. Thanks to his success with this approach, he now advises other investors on using business credit thru capital stacking to acquire investment properties, showing that with the right tactics, more people can access the real estate market and fulfill their dreams of becoming property owners.

Ben & Melissa Wilbourn, Englewood, CO

Ben and Melissa Wilbourn, residents of Englewood, Colorado, owned an investment property in Breckenridge that they used as a short-term rental on Airbnb. However, when they tried to acquire more properties, their personal credit, tied up with the debt from the Breckenridge house, prevented them from obtaining traditional financing. With no other options, they considered selling their profitable property, but everything changed when Ben discovered Sara Weldon’s videos on TikTok, where she explained how to use business credit to manage real estate investments.

With the help of Trufinco, the Wilbourns created an LLC to transfer the debt from their property to business credit, improved their personal credit score, and kept the profitable property. Now, they are on a new financial path, using business credit to acquire new properties. Melissa reflects on overcoming financial fear and learning approaches they hadn’t known before, showing that there are safe and viable ways to do business, even if they are not the ones traditionally taught.

REVIEWS

Do Our Funding Solutions Actually Work?

Joey Pedroza

Pedroza Property Ventures

Niche: Real Estate

Result: $144,000 in 28 days

Pedroza Property Ventures: Joey secured $144k in business credit at 0% interest and leveraged it to buy four properties, starting with one down payment.

Joey Pedroza, a software developer in San Diego, was looking to diversify his income in the early 2020s. After steering away from real estate since the 2008 market crash, by 2022 he regained confidence and began using the BRRRR method to invest in properties. He owned a handful of homes but faced challenges getting traditional financing for distressed properties.

The Process:

When Joey discovered Sara Weldon’s videos on TikTok, he was intrigued by the potential of using business credit for real estate. Working with Trufinco, Joey applied for business credit to finance his investments. Initially seeking enough for one property, he was approved for nearly $144,000, allowing him to secure four houses instead of one. Trufinco also helped him secure bridge loans to cover mortgage payments and renovations.

The Result:

With $144,000 of business credit and the help of bridge loans, Joey was able to successfully rehab multiple properties, refinance, and continue growing his portfolio. Now a firm believer in the process, Joey coaches other real estate investors, showing them how achievable property ownership can be with the right strategies and funding.

Stoy Hall

Black Mammoth

Niche: Consulting

Results: $177,000 in 32 days

Black Mammoth: Stoy Hall secured $177,000 in business credit at 0% interest to expand his wealth management firm and drive growth.

Based in Ankeny, Iowa, Black Mammoth is a wealth management company founded by Stoy Hall in 2020 with a mission to guide clients through the complexities of building and growing wealth. With a focus on family, transparency, and creativity, Black Mammoth partners with firms specializing in fiduciary services, real estate investing, tax planning, and hedge funds. As demand for their services grew, Stoy realized the need for additional capital to expand operations, increase marketing efforts, and fuel overall growth.

The Process:

Stoy initially sought $100,000 in funding. With Trufinco’s help, Stoy was approved for $177,000 in business credit, providing more capital than he initially expected. The additional funding allowed Black Mammoth to implement new marketing campaigns, grow their client base, and expand service offerings.

The Result:

With $177,000 in business credit, Black Mammoth is now positioned for significant growth, using the capital for working capital, marketing, and expanding their wealth management services. This boost in funding has allowed Stoy to serve more clients and continue his mission of helping others live their lives to the fullest by building lasting wealth.

TruFinCo LLC can not and does not make any guarantees about your ability to get results or earn any funding with any of our ideas, information, tools, or strategies. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax, or other professional advice. Any financial numbers referenced here or on any of our sites are illustrative of concepts only and should not be considered average funding, exact funding, or promises for actual or future funding. Use caution and always consult your accountant, lawyer, or professional advisor before acting on this or any information related to a lifestyle change or your business or finances. You alone are responsible and accountable for your decisions, actions, and results in life, and by your scheduling a consultation with us, you agree not to attempt to hold us liable for your decisions, actions, or results, at any time, under any circumstance.